You're at checkout.
Which card do you use?

Chase gives you 4 credit-free days.
Amex gives you 30.
Citi gives you 50.

One keeps your money yours for 7 weeks. CreditRun shows you which.

Download on the App Store See how it works
CreditRun app showing ranked cards with credit-free days
What you see

One number per card.
The one that matters.

Credit Free Days is how long your money stays in your account after the purchase — before the bill is due. 50 days means 50 days of yours, not the bank's. CreditRun surfaces this number instantly, for every card in your wallet.

50 days free · Amex Platinum Travel
4 days free · a card closing soon

A 46-day difference. On a $2,000 purchase at ~24% APR, choosing wrong costs you about $60 in interest.

What it does

A wallet, ranked.

Not an expense tracker. Not a budgeting app. CreditRun lives in the 3 seconds before you swipe — the moment that decides whether your money works for you or for the bank.

∞

Credit Free Days

One number per card. The days your money stays put before this purchase becomes due. Higher is always better.

⇅

Live ranking

Cards reorder as your billing cycles tick. The best card today may not be the best card next week. CreditRun stays current.

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Runway, not float

See exactly how much credit-free runway you have before the next bill closes — per card, right now.

⌖

Built for big swipes

Tuned for the decisions that matter: flights, electronics, appliances, insurance. Not your daily coffee.

✦

Stays on your device

No bank logins. No statement uploads. No servers with your data. Optional iCloud sync — under your Apple ID, not ours.

⌘

Fast. Opinionated. Dark.

Open, decide, swipe, close. Under 5 seconds. No dashboards you'd never look at twice.

The 1.3 update

Your best card, on your Home Screen.

The biggest update since launch — CreditRun now works before you even open it.

▣

Home Screen widget

The best card to swipe, with its free days, at a glance. Tap it and you're on that card, ready to log. Pro gets the full top-3 ranking.

🔔

Notifications that earn you money

The day before a statement closes: "hold big purchases 24 hours and earn weeks of extra float." Plus due-date and idle-card alerts, all readable in a new in-app inbox.

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40 currencies

USD, GBP, EUR, AED, JPY, SGD and more. Pick yours in Settings — your numbers stay exactly as you entered them.

◉

Ask Siri

"Which card should I use?" — answered from your Lock Screen, even with the app closed.

Full changelog →

See it

Five seconds, start to swipe.

Your whole wallet ranked, the math already done. Set your currency once and every number reads in dollars, pounds, dirhams — whatever you spend in.

All cards ranked by credit-free days
Every card, ranked by free days
Card detail with credit-free window
The full credit-free window per card
Insights showing spend and savings
Insights — savings from using credit over cash
Home Screen widget showing best card
Best card on your Home Screen
Currency picker with 40 currencies
40 currencies — pick yours in Settings
Adding a card with billing cycle
Add a card in seconds — no logins
How it works

Set up once. Decide in seconds.

1

Add your cards

Bank, product, limit, statement date, due date. That's it. No accounts to link, no statements to upload.

2

Open before you swipe

Your cards appear ranked by Credit Free Days. Top card = most time. One glance and you know.

3

Log the transaction

Tap the card, add the amount, done. Outstanding updates, ranks re-sort. Next decision is ready.

Pricing

Pay once. Use it forever.

No subscriptions. One-time purchase, all future updates included. The app is priced to grow — the earlier you get in, the more you save.

Founder
$1.99 $9.99

₹199 in India

First 50 buyers only · locked in forever

CreditRun launches at $1.99 as a thank-you to the first wave of users who take the bet early. Once 50 purchases are made, this tier closes permanently.

  • Unlimited cards & transactions
  • Full Credit Free Days engine
  • Transaction history & insights
  • iCloud sync across devices
  • All future updates, forever
Pro
$4.99 $9.99

₹399 in India

After the first 50 · still a launch price

Still below the intended long-term price of $9.99, which is where CreditRun is headed as insights, the widget, and multi-device sync fully land.

  • Everything in Founder tier
  • Same lifetime access

7-day free trial · full access · no auto-charge · restore purchase anytime across devices

Download on the App Store
CreditRun showing Indian cards with rupee amounts
🇮🇳 Made in India

In India? CreditRun started here.

Built for HDFC, Axis, ICICI, SBI, Amex and the rest — set your currency to INR (₹) and every amount, limit and bill reads in rupees, formatted the Indian way (₹1,00,000, not $100,000).

Indian pricing stays local: ₹199 founder, ₹399 after — the App Store charges you in rupees automatically. Same lifetime access, same future updates.

Credit-free days are how Indian cards have always worked — CreditRun just makes the best one obvious before you swipe.

Credit Run

Credit Run

Maximize your credit-free days

Check it out on Product Hunt →